15 Athletes Who Have Insurance Policies For Their Body Parts

15. Nerlens Noel - Whole Body

So Noel didn't have a specific body part insured, but his insurance was geared toward his knee, especially since he ended up tearing his ACL at Kentucky. This insurance would have paid him a significant amount of money if his torn ACL would have caused him to slip in the NBA Draft. However, he was still a first-round pick.

15. Nerlens Noel - Whole Body

So Noel didn't have a specific body part insured, but his insurance was geared toward his knee, especially since he ended up tearing his ACL at Kentucky. This insurance would have paid him a significant amount of money if his torn ACL would have caused him to slip in the NBA Draft. However, he was still a first-round pick.

14. Sam Bradford - Whole Body

Bradford took out a $10 million policy while at Oklahoma in order to protect against horrific injury that caused him not to play in the NFL. Unfortunately, he waited for his NFL playing days to tear his ACL twice. Now he has his shot with the Eagles, so he's just fine, but like Noel, his insurance policy could have specifically helped him with his knee injuries.

14. Sam Bradford - Whole Body

Bradford took out a $10 million policy while at Oklahoma in order to protect against horrific injury that caused him not to play in the NFL. Unfortunately, he waited for his NFL playing days to tear his ACL twice. Now he has his shot with the Eagles, so he's just fine, but like Noel, his insurance policy could have specifically helped him with his knee injuries.

13. Iker Casillas - Hands

The top Spanish goaltender is smart and insured the most important part of his body for his job stopping shots. Casillas insured his hands for 15 million Euros, which is quite the sum. Of course, it would barely be a consolation if something happened to his hands, causing him to no longer be able to play the sport he loves.

13. Iker Casillas - Hands

The top Spanish goaltender is smart and insured the most important part of his body for his job stopping shots. Casillas insured his hands for 15 million Euros, which is quite the sum. Of course, it would barely be a consolation if something happened to his hands, causing him to no longer be able to play the sport he loves.

12. Fernando Alonso - Thumbs

Hands are important for Formula One drivers, but more specifically, thumbs are important to them. Fernando Alonso realized that and took out a huge insurance policy on his. He has a $13.3 million policy on his thumbs, which protects him in case anything happens to them. The insurance company better hope he stays nice and healthy throughout his racing career.

12. Fernando Alonso - Thumbs

Hands are important for Formula One drivers, but more specifically, thumbs are important to them. Fernando Alonso realized that and took out a huge insurance policy on his. He has a $13.3 million policy on his thumbs, which protects him in case anything happens to them. The insurance company better hope he stays nice and healthy throughout his racing career.

11. Harvey Lowe - Hands

Okay, so Lowe wasn't completely an athlete, but he had a unique skill. He was one of the world's best yo-yoers and decided to take an insurance policy out on his hands. This policy was for $150,000, which was a decent sum at the time he had it. Luckily for him, he never had to capitalize on it and continued to make a name for himself in the world of yo-yoing.

11. Harvey Lowe - Hands

Okay, so Lowe wasn't completely an athlete, but he had a unique skill. He was one of the world's best yo-yoers and decided to take an insurance policy out on his hands. This policy was for $150,000, which was a decent sum at the time he had it. Luckily for him, he never had to capitalize on it and continued to make a name for himself in the world of yo-yoing.

10. Felipe Massa - Head

Hands and thumbs are important for Formula One drivers, but Felipe Massa decided his head is even more important. It's hard to argue with him, because without his head, he couldn't exactly do much. He has a $1 million policy on his noggin and probably hopes he never has to collect on it.

10. Felipe Massa - Head

Hands and thumbs are important for Formula One drivers, but Felipe Massa decided his head is even more important. It's hard to argue with him, because without his head, he couldn't exactly do much. He has a $1 million policy on his noggin and probably hopes he never has to collect on it.

9. Joba Chamberlain - Right Arm

Back in 2009, the Yankees reliever got an insurance policy on his most important body part, his right arm. This policy was for $5 million in case he suffered an injury of any sort to his arm. If only the insurance policy covered him in cases of extreme underperformance, perhaps he could've collected on it.

9. Joba Chamberlain - Right Arm

Back in 2009, the Yankees reliever got an insurance policy on his most important body part, his right arm. This policy was for $5 million in case he suffered an injury of any sort to his arm. If only the insurance policy covered him in cases of extreme underperformance, perhaps he could've collected on it.

8. Takeru Kobayashi - Stomach

Some reports say that the eating champion was denied an insurance policy while others say he has a policy for over $100,000 on his stomach. Since he uses it so much, it makes sense to try to insure it. You have to wonder, though, what would have to happen to his stomach for him to get money out of this policy?

8. Takeru Kobayashi - Stomach

Some reports say that the eating champion was denied an insurance policy while others say he has a policy for over $100,000 on his stomach. Since he uses it so much, it makes sense to try to insure it. You have to wonder, though, what would have to happen to his stomach for him to get money out of this policy?

7. Merv Hughes - Moustache

Old-time cricket star Merv Hughes was a legend for more reasons than his play. His mustache was so legendary that he decided to get a whopping $370,000 insurance policy on. Just in case anybody was on the loose cutting random people's mustaches off, he would be covered.

7. Merv Hughes - Moustache

Old-time cricket star Merv Hughes was a legend for more reasons than his play. His mustache was so legendary that he decided to get a whopping $370,000 insurance policy on. Just in case anybody was on the loose cutting random people's mustaches off, he would be covered.

6. Lionel Messi - Legs

As has become popular with many soccer stars nowadays, Lionel Messi has an insurance policy on his legs. This is no small policy either. He pays between 500,000 and 700,000 Euros for a policy that is worth around 750 million Euros. Now, that's when you know you're valuable.

6. Lionel Messi - Legs

As has become popular with many soccer stars nowadays, Lionel Messi has an insurance policy on his legs. This is no small policy either. He pays between 500,000 and 700,000 Euros for a policy that is worth around 750 million Euros. Now, that's when you know you're valuable.

5. Manuel Neuer - Hands

Neuer, the star German goaltender, is another goalie who decided to insure his precious hands. God forbid something should happen to them, he would be paid part or all of his $4.3 million policy. One would think his long-term earning power for playing soccer at a high level would be much higher than that, though.

5. Manuel Neuer - Hands

Neuer, the star German goaltender, is another goalie who decided to insure his precious hands. God forbid something should happen to them, he would be paid part or all of his $4.3 million policy. One would think his long-term earning power for playing soccer at a high level would be much higher than that, though.

4. Mark McGwire - Ankle

Back when he was bashing home runs in the late 1990s, Mark McGwire decided to insure his oft-injured ankle. It's not specified how much the policy was worth, but there's a lot of speculation that he may have violated the terms of his policy agreement. One of the types of steroids he is alleged to have taken was listed as a substance he wasn't allowed to take in order to potentially collect on his policy.

4. Mark McGwire - Ankle

Back when he was bashing home runs in the late 1990s, Mark McGwire decided to insure his oft-injured ankle. It's not specified how much the policy was worth, but there's a lot of speculation that he may have violated the terms of his policy agreement. One of the types of steroids he is alleged to have taken was listed as a substance he wasn't allowed to take in order to potentially collect on his policy.

3. Cristiano Ronaldo - Legs

Ronaldo is one of the most popular soccer players in the world, so he feels like he needs to insure his legs for an incredible 103 million Euros. His club, Real Madrid, took out the policy for him as a way to protect their biggest star. After all, if he's not playing, Real Madrid aren't making nearly as much money.

3. Cristiano Ronaldo - Legs

Ronaldo is one of the most popular soccer players in the world, so he feels like he needs to insure his legs for an incredible 103 million Euros. His club, Real Madrid, took out the policy for him as a way to protect their biggest star. After all, if he's not playing, Real Madrid aren't making nearly as much money.

2. David Beckham - Legs

Of all the soccer stars to take out insurance on their legs, David Beckham has the largest policy. His protects him up to $195 million based on if his legs deteriorate to the point that he starts to lose look-based endorsements. It sounds like if he tried to collect from this policy, he might be splitting hairs, which would make it difficult to get a payout.

2. David Beckham - Legs

Of all the soccer stars to take out insurance on their legs, David Beckham has the largest policy. His protects him up to $195 million based on if his legs deteriorate to the point that he starts to lose look-based endorsements. It sounds like if he tried to collect from this policy, he might be splitting hairs, which would make it difficult to get a payout.

1. Troy Polamalu - Hair

The strangest and most unique athlete body part insurance policy is the one Head and Shoulders took out for safety Troy Polamalu. His policy is for $1 million and covers the potential loss or deterioration of his hair. As long as he keeps those long locks, he can continue to be a spokesperson for Head and Shoulders. At least if he starts to lose it while he's still a spokesperson, he will be compensated.

1. Troy Polamalu - Hair

The strangest and most unique athlete body part insurance policy is the one Head and Shoulders took out for safety Troy Polamalu. His policy is for $1 million and covers the potential loss or deterioration of his hair. As long as he keeps those long locks, he can continue to be a spokesperson for Head and Shoulders. At least if he starts to lose it while he's still a spokesperson, he will be compensated.