When you buy a home or rent a place, you get insurance without thinking twice about it. When you buy a car, you get the proper coverage without thinking twice about it. When you buy a new smartphone, you usually get insurance without thinking twice about it. Even though you may never use it or use it very rarely, it’s a safety blanket you have that let’s you have the piece of mind that if something happens, you’re going to be taken care of.
That’s exactly what Matt Moore is for the Miami Dolphins. What is the most prized possession on a football team? It’s not the linebacker, cornerback or defensive lineman. It’s not the left tackle, running back or wide receiver. On every team, it’s the quarterback. A team designs its playbook, offensive schemes and the plays they run based on their quarterback. A team relies on it’s quarterback and if you have a great one, there’s a very good chance you will be in the playoffs on a yearly basis.
However, what happens when your quarterback goes down with an injury? Should a team scramble and hold it’s breath hoping that their backup is ready for the job or should a team be fully prepared? Should a team know that no matter what happens to their primary quarterback, they will still be able to be competitive with their backup? Some teams know this. Other teams, like we saw last year with the Cleveland Browns and Green Bay Packers, don’t have a good plan in place for when their primary quarterback went down or was benched. How about the Indianapolis Colts a few years ago when Peyton Manning went down?
While looking at all of the backup quarterbacks throughout the NFL, it’s clear that Moore is one of the top-five backups in the league. There are only a few others I’d rather have such as Kirk Cousins or Matt Hasselbeck. There are others such as Mark Sanchez and Kyle Orton who are just about on the same level as Moore. If you took a look at the leftovers, you probably wouldn’t be too comfortable with who you had leading your team.
Moore will make a total of $5.5 million this year, the sixth most on the team. However, he is worth every penny. While Ryan Tannehill has shown that he can take hit after hit and still play at a high level, it’s great knowing that if Tannehill were to ever go down for an extended amount of time, Moore would be able to come in and the team would still be able to play at a high level. You don’t want to be a team who’s having a great season, but will feel completely lost when your quarterback goes down.
Some will argue that Moore is being paid too much and the Dolphins can find someone else for less money. Yes, that is true. I agree that Moore is being paid way too much. However, it’s not easy to find a quality backup quarterback who can come in right away and lead the team almost as well as the starting quarterback. If the Dolphins have to pay Moore extra money so he doesn’t go somewhere else because they don’t feel comfortable with many other options, then that’s the way it needs to be.
No one likes to pay to for home or renter’s insurance. No one likes to pay for car or phone insurance. However, it’s a necessity in life that must be done in order to have the peace of mind throughout an entire season. The Dolphins share that way of thinking and they would be smart to hold onto him even though he’s the sixth-highest paid player on the team.
As far as what the future holds, that becomes a bit more murky as Tannehill will be due for a big-money extension soon and the same can be said for Mike Pouncey. For now, though, the Dolphins have one of the best insurance plans in the league and need to hang onto it for as long as they can.